🌍 Buying Property in France: Should International Investors Act Now or Wait? 🏡

As mortgage rates in France edged slightly upward in April 2025 — following a steady decline since early 2024 — many international investors are asking: 

Is now the right time to enter the French property market, or should we wait for summer?

📊 While rates increased modestly (by 0.1–0.2%), analysts view this as a temporary

correction, not a reversal of trend. The European Central Bank has continued to lower its key interest rates, and most forecasts point to rate stabilization rather than sharp fluctuations ahead.

Meanwhile, property prices in France have begun to rise again (+0.3% nationally in Q1 2025), with supply tightening and demand increasing — especially in desirable regions like the Côte d’Azur and Occitanie.

🔎 Why this matters for foreign investors:

• 🏷️ Prices are still negotiable, especially before summer when buyer competition typically spikes.

• 💶 Financing conditions remain favorable, with borrowing power up ~7% year-over-year.

• 🧾 Government incentives (e.g., zero-interest loans, renovation grants) can apply in certain cases, especially for energy-efficient projects.

• 🕒 Waiting may reduce flexibility, as stabilized rates combined with rising prices could erode purchasing power.

France continues to offer long-term value for international buyers seeking lifestyle investments, passive income through rentals, or eurozone diversification. Acting now — with a strong financial file — may provide more leverage before the market tightens further.